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Thought Machine

Agent of Change


t: thoughtmachine

CEO: Paul Taylor

Founder:  Paul Taylor

Founded: 2014

Sectors: Banking Operating System

Latest funding: Undisclosed round, November 2016

HQ:  London, UK

Thought Machine set out to solve the hardest problem in banking: fixing the core. Its solution is Vault OS, a first ‘next-generation’ operating system for banks established by a core of ex-Google engineers with team of 50 based in east London. VaultOS supports a full array of bank services, such as current accounts, mortgages, loans, credit cards) and is fundamentally secure due to private blockchain-style technology and cryptographic ledgers. For bank customers, the benefits are real-time transaction information, a comprehensive overview of all personal finances and genuinely bespoke financial services such as ‘payment holidays.