Having founded one FinTech giant, Currency Cloud (see The FinTech50 Hall of Fame), Nigel Verdon co-founded Railsbank in 2016 with Clive Mitchell - the two have been friends since they were 13 years old. Railsbank provides an open banking and compliance platform that will give companies access to global wholesale banking services with 5 lines of code. Railsbank signed its first partner (Arkea Banking Services) in January 2017 and aims to have a pan-european banking network delivered by the end of 2017.